![]() ![]() If you send money using international transactions, you may be charged a fee equal to 5% of the payment amount (up to $4.99 USD). If you're sending money using your PayPal balance or your bank account, there is no fee at all. If you're sending money using a debit or credit card, you will be charged a Paypal Friends and Family fee of 2.9%. Just click the Send Money button and choose Paypal Friends and Family as the payment option. PayPal provides an added layer of protection for your financial information because you don’t expose bank details or card numbers. PayPal's purchase protection policy provides for full refunds if an order doesn't come to you, is substantially different from the item ordered, or wasn't purchased from you. A number of security measures are in place for monitoring fraud. Payments made via PayPal and are encrypted through an SSL-based encryption scheme. When you receive a payment after using the “request money” feature in your business PayPal account, it's considered a “commercial transaction.” Your purchase could be covered under the PayPal Seller Protection for Merchants. The person receiving your payment request and initiates the payment on their end, it hits your account immediately. All you need to do is hit the Request Money button. Use ''Square'' or one of those services? Way more complicated and what I've encountered is more costly.PayPal offers an online payment service that makes it very easy for someone to pay you either from their bank account or using their PayPal balance. Where else can I find this kind of service? I can't guarantee credit card issuers the minimum sales $ they need. So far my most significant issue is that I got at least an hour of personal attention trying to recover postage I paid on a return, that the seller refused to refund. Any time I have a question, a phone call has quickly resolved it. It would be terrific if they would address a few issues, but for me, PP has been incredibly helpful and easy to use. As for me, despite the current problem I just posted about what I believe are unwarranted holds, this is the first time I have ever had an account ''problem'' (other than the customer/purchaser whose account turned out to have been hacked back around 2005 or 2006, and PP fixed everything on my seller end). Sat Jun 25 11:46:59 End - you must have had problems with them to want PP to close. I am wondering if PP is doing like eBay and trying to somehow accumulate funds to claim profits or income? The other hold (for a measly $90 sale) is still in effect because I haven't shipped the item yet. ![]() I was able to eliminate one of the holds by sending PayPal the UPS tracking (''delivered''). The vast majority of my sales are two figures. Also, compared with others I am nickel and diming it. NOW - out of the blue - PP has slapped HOLDS on two of my sales - claiming a ''sudden'' increase in my account - except nothing ''sudden'' has been happening!!! Sales are down (I didn't sell on eBay mid-May - mid-June because that's been a bad time for me in the past) income piddling in, but no LARGE differences. Everything went smoothly then, and my PP account has been problem free not only since then, but for YEARS before that. When the venue I sell on (since 2000, and I've been using PP for longer than that) began collecting sales tax they required me to change from a personal account to a business account, to continue offering customers the option to use PayPal. As has been said earlier, the dishonest will just use personal accounts. This is just like anything else - dishonest users spoil a very nice perk for the honest users. Honestly, I don't blame PP for ending the F&F - I have wondered all along how long they would allow it and have done my best to not violate rules. ![]()
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